Your debit card will never lead you into debt.
Personal thought - Always use your debit card in preference to you credit card as it will help you manage your spending of your real money. When it's gone it's gone and your debit card will keep you from debt, unlike your credit card.
Treat your credit card as your best friend.
Personal thought - We all like to have friends, with whom you can go through thick and thin and your credit card can be one such friend.
Ask a friend to lend you £50 and you should feel honour bound to pay them back within the week. If you do your friendship would continue. Asking for £100 would be ok later because you are friends and your history of paying back is good.
So, treat your credit card as you would a best friend and all will be well - no fall-outs and no debt interest.
I suppose the philosophy is to payback before borrowing more whilst utilising the convenience of your credit card, your best friend.
Lummox is a noun and means the following:
- A clumsy or stupid person
- A fat or ungainly awkward bungler
Though I have access to Facebook I do not have an ID, nor do I contribute to it, but occasionally I come across something that resonates as a truism with me.
Start with this pithy comment about life's expectations.
Talking of expectations, try this one. To some my comment would be, "work is not as bad as this really - I'm joking - it really is!
Sexism is rife we are told, but with her tongue firmly in her cheek, it can be entertaining
