Treat your credit card as your best friend.
Personal thought - We all like to have friends, with whom you can go through thick and thin and your credit card can be one such friend.
Ask a friend to lend you £50 and you should feel honour bound to pay them back within the week. If you do your friendship would continue. Asking for £100 would be ok later because you are friends and your history of paying back is good.
So, treat your credit card as you would a best friend and all will be well - no fall-outs and no debt interest.
I suppose the philosophy is to payback before borrowing more whilst utilising the convenience of your credit card, your best friend.
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